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Exploring the Key Challenges: Adaptability, Sustainability, Interoperability and Security to M-payment
Journal Title International Journal of Interactive Mobile Technologies (iJIM)
Journal Abbreviation i-jim
Publisher Group International Association of Online Engineering (IAOE)
Website http://online-journals.org
   
Title Exploring the Key Challenges: Adaptability, Sustainability, Interoperability and Security to M-payment
Authors Mantri, Rashmi; Feng, Junkang
Abstract Abstract: Any payment which uses mobile device as payment method is called M-payment whether it is proximity or remote and online or point of sale. Since it has been identified that mobile phone is everywhere and ever-present essential consumer device, and could be used for payment offline or online, Mobile payment has been hyped significantly. However early market adoption is facing some challenges and in need of the unanimous effort of all key players (manufacturers, mobile operators, merchants and customers) of value chain in order to accept mobile payment method and achieve standard and sustainable business model. Achieving one business model is important for user convenience and reachability, resulting in increased market opportunities. The main focus of this research proposal is that why cohesive technologies are needed and how it could be achieved? Some M-payment ventures are successfully working in Japan, US and Asian countries such as NTTDoCoMo and PayPal M-payments. The main reason of M-payment adoption among consumers in those countries is that their security issues are dealt carefully and solved to acceptable level. This paper is presented in the form of research proposal and overview looking into various challenging issues which are preventing the higher success in UK.
Publisher
Date 2011-03-30
Source 1865-7923
Rights The submitting author warrants that the submission is original and that she/he is the author of the submission together with the named co-authors; to the extend the submission incorporates text passages, figures, data or other material from the work of others, the submitting author has obtained any necessary permission.
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